Remittance & Cross-Border

A Seamless User Journey From Sender to Recipient

Deliver WhatsApp-native sender and receiver experiences end to end, integrating FX and payment partners today with a clear path to account-to-account and stablecoin rails.

Family member receiving a message about a money transfer

WHATSAPP USER EXPERIENCE

Send and receive money in the chat people already use

SocialCashier enables remittance providers to offer AI-assisted transfers through WhatsApp. Senders can review exchange rates and fees, choose how funds are delivered, and receive updates within the conversation, while integrated financial partners handle processing and payouts.

AI-Guided Transfers

An AI-assisted conversation guides senders through entering transfer details, reviewing rates and fees, and confirming their payment.

Flexible Payout Options

Support bank deposits, cash pickup, and mobile wallets through integrated financial institutions and payout partners.

No Additional App Required

Senders initiate transfers directly through WhatsApp, while recipients receive funds through their selected payout method.

Transfer Updates & Confirmations

Provide transaction status updates and digital receipts, with notifications delivered through supported communication channels.

WhatsApp chat sending $250 USD to Mexico, showing the amount received in pesos and payout options

How SocialCashier fits

Three stages, one coordinated journey

SocialCashier coordinates the customer journey. Regulated partners perform FX, compliance, money transmission and settlement.

1. Initiate

Sender begins through WhatsApp or another digital channel and selects an enabled funding method.

2. Orchestrate

SocialCashier coordinates the customer journey across enabled compliance, FX and payment partners.

3. Receive

Recipient receives funds through an enabled account, wallet or cash payout partner.

Senders and recipients

SendersRecipients

Orchestration layer

SocialCashier Payment Hub

Enabled partners

Compliance partnersFX providersPayment partnersPayout partners

SocialCashier does not perform FX, hold customer funds, settle remittances or act as the licensed remittance provider. Corridors depend on enabled partners.

Key journeys

Sender and receiver experiences, end to end

Sender experience

Guided, conversational cross-border initiation.

Receiver experience

Simple, app-free collection for recipients.

FX and partner integration

Connect FX and payment partners through orchestration.

Account-to-account rails

Interoperable A2A transfers where available.

Stablecoin functionality

Stablecoin settlement rails for rapid delivery of funds.

Confirmation and receipts

Real-time status and digital receipts for both sides.

Channels

Relevant channels and payment methods

WhatsAppWeb / portalsMobileAgentsCardsBank transfersCash networks

Outcomes

What the organization gains

A clearer sender experience

One guided journey instead of disconnected steps.

Better recipient experience

Notifications and payout options that fit the recipient.

Less support effort

Status updates answer the most common questions.

Flexible partner model

Add or change payment and payout partners without rebuilding the experience.

Your brand throughout

Customers interact with your service from start to finish.

Built around existing infrastructure

Works with the systems you use today

SocialCashier connects with the systems and providers you already use. It does not replace them, and it does not hold or settle customer funds.

SocialCashier Payment Hub
Compliance / KYC partners
FX providers
Payment processors
Payout and cash networks
Wallet providers
Partner APIs

Your Brand

The organization keeps control of the customer experience.

One Orchestration Layer

Connect channels, payment methods and providers through one payment environment.

AI-Guided Journeys

Use conversational guidance, reminders and institution-defined workflows where appropriate.

Build a Payment Experience Around Your Industry

Connect the channels your customers use with the infrastructure you already have. Tell us what you want to launch and we will get back to you.